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Bay County, FL Permit Fees (2026)

Building permit fees for unincorporated Bay County, with a free permit fee calculator. Inside city limits? Pick your city below; incorporated cities have their own fee schedules.

Bay County is applying a temporary 60% reduction to its building permit fees, including trade, roofing, and plan review fees (Resolutions 4219 and 4239). The fees shown reflect that discount, except the 1% state surcharge, which the county still calculates on the full scheduled fee. Fees will rise if the Board of County Commissioners ends the discount. See the official notice

Building Permit
$289.12
$50,000 remodel
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Roofing Permit
$77.00
2,000 sq ft (20-square) roof
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HVAC Permit
$50.00
$10,000 change-out
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Electrical Permit
$50.00
$10,000 panel or rewire
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Plumbing Permit
$50.00
$10,000 repipe
Open in calculator

In Unincorporated Bay County, a building permit for a $50,000 remodel runs $289.12 in permit fees, a re-roof $77.00, a $10,000 HVAC change-out $50.00, a $10,000 electrical panel upgrade or rewire $50.00, and a $10,000 whole-house repipe $50.00. Totals include the documented surcharges and minimum fees; where the schedule prices by unit, figures assume a 2,000 sq ft (20-square) roof. Each figure is that single permit only: a job that combines trades, like a kitchen remodel with electrical and plumbing work, pays each applicable permit. Pick a project to load it in the calculator below.

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Source

Bay County Building Safety Division 2026 Fee & Fine Schedule (eff. 7/1/2026), as reduced 60% for building permit fees by Res. 4219 (9/16/2025) and Res. 4239 (11/18/2025)

Covers building, electrical, plumbing, mechanical/HVAC, and roofing permits.

Official Fee Schedule

Apply online at the Unincorporated Bay County permit portal, or call 850-248-8350.

How Unincorporated Bay County values a job: Chargeable valuation is the greater of the applicant's declared construction value or the amount computed from the County's Building Valuation Data table (International Building Code occupancy and construction-type dollar-per-square-foot schedule).

Schedule effective January 1, 2026. Last verified: September 4, 2026

Schedule adopted under Florida's HB 803 permit fee rules (effective July 2026). What HB 803 changed

Jurisdictions in Bay County

Jobs inside city limits are permitted by the city, not the county. Across Bay County's 7 covered jurisdictions, a building permit for a $50,000 remodel runs from $247.68 (Panama City Beach) to $457.50 (Mexico Beach).

Unincorporated Bay CountyCallawayLynn HavenMexico BeachPanama CityPanama City BeachParker

Unincorporated Bay County Permit Fee Schedule

Every documented rule for each permit type, straight from the official schedule.

Electrical Permit Fees in Unincorporated Bay County

Residential (1–2 family)
$46.00 flat‡
40% of the printed schedule amount: the county's temporary 60% building permit fee discount (Res. 4219, as modified by Res. 4239) is applied
Commercial / 3+ units
tiered rates by job value‡
40% of the printed schedule amount: the county's temporary 60% building permit fee discount (Res. 4219, as modified by Res. 4239) is applied
Up to $1,000
$52.00
Over $1,000, up to $1,000,000
$52.00 plus $4.00 per additional $1,000
Over $1,000,000
$4,048.00 plus $0.80 per additional $1,000
State Surcharge (F.S. 553.721 / DCA)
2.5% of the permit fee plus designated fees, minimum $2.00‡
Printed as 1% of the full scheduled building permit fee plus plan review fee (the county's 60% discount does not apply to this surcharge); charged as 2.5% of the discounted permit and plan review fees, the same dollar amount
State Building Code Administrators Surcharge (F.S. 468.631)
1.5% of the permit fee plus designated fees, minimum $2.00
1.5% of the building permit fee plus plan review fee, as printed in the county's worked example

‡ Awaiting confirmation from the jurisdiction.

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Unincorporated Bay County Permit Fee Calculator

Pick a permit type and adjust the job value. Total updates instantly, itemized below.

Permit type
Project type
Kind of work
Estimated electrical permit fee
$50.00
Included in this total
Electrical Permit Fee$46.00‡
$46.00 flat
40% of the printed schedule amount: the county's temporary 60% building permit fee discount (Res. 4219, as modified by Res. 4239) is applied
State Surcharge (F.S. 553.721 / DCA)$2.00‡
State Building Code Administrators Surcharge (F.S. 468.631)$2.00
Total Estimate$50.00

‡ Awaiting confirmation from the jurisdiction.

Bay County is applying a temporary 60% reduction to its building permit fees, including trade, roofing, and plan review fees (Resolutions 4219 and 4239). The fees shown reflect that discount, except the 1% state surcharge, which the county still calculates on the full scheduled fee. Fees will rise if the Board of County Commissioners ends the discount. See the official notice

Estimate only. Confirm with the Unincorporated Bay County building department before applying. Apply online. Phone: 850-248-8350. Permit fees only; excludes impact fees, utility connection charges, and other non-permit charges.

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Be the Featured Electrician in Unincorporated Bay County

Homeowners and contractors planning a project check Unincorporated Bay County electrical permit fees here first. One sponsor per trade, flat monthly rate.

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How to Apply for a Permit in Unincorporated Bay County

Bay County's Building Safety Division issues permits for unincorporated Bay County. All building permit applications are submitted online through the Bay County Portal, and staff at the Building Safety Division office at 840 W 11th Street in Panama City can help you register for the portal and apply in person. Bay County emails an invoice when fees are due, and you pay it in your portal account after the invoice arrives. Request inspections in the portal under My Items, My Permit Applications, Request Inspection, or by phone.

Source: Unincorporated Bay County application instructions

Apply online: Unincorporated Bay County permit portal
Building Department Contact
Address
840 W 11th Street, Panama City, FL 32401
Hours
Lobby 8:00 am to 4:00 pm, phones answered until 5:00 pm, Monday to Friday

Unincorporated Bay County Permit Fee FAQs

How Much Does a Building Permit Cost in Unincorporated Bay County?

The building permit for a $50,000 residential remodel runs $289.12, including the documented surcharges and minimum fees. The estimate is built from Unincorporated Bay County's sourced fee schedule, and it covers the building permit alone; a job that combines trades pays each applicable permit. Calculate your job's value for an itemized total.

How Much Does a Roofing Permit Cost in Unincorporated Bay County?

The roofing permit for a residential re-roof runs $77.00, assuming a 2,000 sq ft (20-square) roof (the schedule prices per unit), based on Unincorporated Bay County's sourced fee schedule.

How Are Permit Fees Calculated in Unincorporated Bay County?

A residential building permit is tiered rates by job value. Electrical, Plumbing, and Mechanical / HVAC permits are flat fees; Roofing permits are priced per square. New construction is priced separately from remodel and alteration work; the calculator asks which kind of job yours is. Every rate comes straight from the sourced fee schedule above. Enter your job's details for an itemized total.

What Surcharges Are Added to Permits in Unincorporated Bay County?

On top of the base permit fee, the sourced schedule adds Plan Review Fee (Commercial) (50% of the permit fee), State Surcharge (F.S. 553.721 / DCA) (2.5% of the permit fee plus designated fees, minimum $2.00) and State Building Code Administrators Surcharge (F.S. 468.631) (1.5% of the permit fee plus designated fees, minimum $2.00). Each is included in the estimates it applies to; the fee schedule above shows which permits and job types each one covers.

Do I Need a Permit for a Small Residential Job in Unincorporated Bay County?

Florida's HB 803 (effective July 2026) exempts certain single-family work under $7,500 from permitting statewide, excluding electrical, plumbing, structural, mechanical, and gas work. Confirm with the building department whether your job qualifies before skipping a permit. Read what HB 803 changed and what it saves.

Where Do These Fees Come From?

Every figure on this page is sourced from Bay County Building Safety Division 2026 Fee & Fine Schedule (eff. 7/1/2026), as reduced 60% for building permit fees by Res. 4219 (9/16/2025) and Res. 4239 (11/18/2025). See the official schedule. Last verified .

New to Florida permit fees? Read our Florida permit fee guide: how schedules are set, the statutory surcharges, and what HB 803 changed in 2026. Pulling a commercial permit or a small residential job? See what HB 803 lets you save. Wondering whether fees changed this year? See which Florida fee schedules are new.

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